Privacy Policy.

Express Home Loans, LLC ("Express Home Loans," "we," "us," or "our") respects your privacy. This Privacy Policy explains how we collect, use, and protect your information when you visit our website or use our mortgage services.

Information we collect

We may collect the following types of information:

• Information you provide directly: name, email address, phone number, mailing address, and any details you submit through our contact forms or loan application.
• Financial information for loan applications: income, assets, debts, employment, and credit information necessary to process a mortgage application.
• Automatically collected information: IP address, browser type, device information, pages visited, and similar analytics data collected through cookies and similar technologies.

How we use your information

We use the information we collect to:

• Respond to your inquiries and provide the services you request;
• Process and evaluate mortgage applications;
• Match you with appropriate wholesale lenders and loan programs;
• Communicate with you about your loan, our services, and relevant updates;
• Comply with legal and regulatory obligations;
• Improve our website and services.

How we share your information

We may share your information with:

• Wholesale lenders for the purpose of obtaining loan approval and funding;
• Service providers who assist us in operating our business (such as credit bureaus, appraisal management companies, and title companies);
• Regulatory authorities when required by law.

We do not sell your personal information to third parties for their own marketing purposes.

Cookies and tracking

Our website may use cookies and similar technologies to understand how visitors use our site and to improve your experience. You can control cookies through your browser settings. Disabling cookies may affect some site functionality.

Data security

We maintain reasonable administrative, technical, and physical safeguards designed to protect your information. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.

Your choices

You may opt out of marketing communications at any time by contacting us. You may also request access to, correction of, or deletion of your personal information, subject to legal and regulatory record-keeping requirements that apply to mortgage transactions.

Children's privacy

Our services are not directed to individuals under 18, and we do not knowingly collect personal information from children.

Changes to this policy

We may update this Privacy Policy from time to time. The "last updated" date at the top reflects the most recent revision.

Contact us

If you have questions about this Privacy Policy or how we handle your information, contact us at (313) 671-8818 or mike@expresshomeloansllc.com.