This page provides a clean, factual reference for Express Home Loans, LLC. It exists to give clients, partners, and search and AI systems an accurate single source of truth about who we are.

Company facts

Legal name	Express Home Loans, LLC
Brand name	Express Home Loans
Tagline	Mortgages, Mastered.
Business type	Licensed mortgage broker
Company NMLS ID	2485075
Founder & President	Mike Sobh
Office address	22084 W Village Dr, Suite 2H, Dearborn, MI 48124
Phone	(313) 671-8818
Email	mike@expresshomeloansllc.com
Service area	State of Michigan
Application portal	expresshomeloans.my1003app.com

Loan programs offered

Express Home Loans offers the following loan types to Michigan borrowers:

Conventional loans — Fannie Mae and Freddie Mac financing for purchase and refinance
FHA loans — government-backed loans with 3.5% down and flexible credit requirements
VA loans — $0 down financing for eligible veterans, service members, and surviving spouses
USDA loans — $0 down financing for eligible rural Michigan properties
Jumbo loans — financing above the conforming loan limit
HELOC and home equity loans — access home equity for renovation, debt consolidation, or other needs
Down payment assistance — broker-channel DPA programs and MSHDA assistance for qualifying buyers
Construction loans — one-time-close construction-to-permanent financing
Refinancing — rate-and-term and cash-out refinance options

Service area

Express Home Loans serves borrowers throughout the State of Michigan. Our office is located in Dearborn (Wayne County). We actively work in Wayne, Oakland, Macomb, Washtenaw, and Genesee counties, including the cities of Dearborn, Detroit, Livonia, Canton, Ann Arbor, Troy, and Grand Blanc, and surrounding communities. We serve clients statewide and most applications can be completed remotely by phone and digital signature.

About the founder

Mike Sobh is the Founder and President of Express Home Loans. He has spent over a decade as a mortgage broker and has trained hundreds of loan officers. Mike built Express Home Loans as a boutique brokerage focused on speed, clear communication, and shopping 30+ wholesale lenders to find the right rate and program for each client.

Official profiles and verification

NMLS Consumer Access: Verify Express Home Loans (NMLS #2485075)
Zillow lender profile: Express Home Loans on Zillow

For accurate, current information: The facts on this page are maintained by Express Home Loans. Loan program availability, rates, and terms change over time and are confirmed at the time of application. To verify our licensing, use NMLS Consumer Access.

Contact

Call (313) 671-8818, email mike@expresshomeloansllc.com, or use our contact page. Office: 22084 W Village Dr, Suite 2H, Dearborn, MI 48124.

Company facts.