Last updated: May 28, 2026
This page contains important disclosures about Express Home Loans, LLC and the mortgage services we provide. Please read these disclosures carefully. If you have questions, contact us at (313) 671-8818.
Express Home Loans, LLC is a mortgage broker, not a lender. We do not make loans or lend money directly. We work with a network of third-party wholesale lenders and assist borrowers in obtaining mortgage financing. The actual loan is funded by the wholesale lender, not by Express Home Loans.
Submitting an application or receiving a pre-approval does not guarantee final loan approval. All loans are subject to underwriting review, credit approval, income and asset verification, satisfactory appraisal, clear title, and other conditions. Loan terms, rates, and programs are subject to change without notice and depend on market conditions and your individual financial profile.
Any interest rates, payment amounts, or loan terms referenced on this website are illustrative examples only and do not constitute a commitment to lend or an offer of specific terms. Your actual rate and terms will depend on your credit profile, loan amount, loan-to-value ratio, property type, occupancy, and current market conditions at the time your rate is locked.
References to a 21-day average close reflect typical purchase transactions when documentation, appraisal, title work, and underwriting conditions proceed on schedule. Closing timelines vary by file and are not guaranteed. Factors outside our control — including appraisal turn times, title issues, third-party lender processing, and borrower responsiveness — can affect closing dates.
Reviews and ratings referenced on this site, including our Zillow rating, reflect verified client reviews on the respective platforms as of 2026. Individual experiences vary. A rating reflects the experiences of past clients who chose to leave reviews and is not a prediction of the outcome of any future transaction. You can view our reviews directly on our Zillow lender profile.
This website may contain links to third-party websites, including government agencies, wholesale lenders, and application portals. Express Home Loans is not responsible for the content, privacy practices, or accuracy of information on third-party sites.
Availability of down payment assistance (DPA) programs changes over time and depends on wholesale lender offerings, program funding, and your eligibility. Program details described on this website are general in nature and subject to change. Eligibility, assistance amounts, repayment terms, and forgiveness provisions vary by program and are confirmed at the time of application.
Express Home Loans is an Equal Housing Opportunity. We do not discriminate in any aspect of a credit transaction on any prohibited basis under the Equal Credit Opportunity Act or the Fair Housing Act.
Express Home Loans, LLC · NMLS #2485075 · 22084 W Village Dr, Suite 2H, Dearborn, MI 48124 · (313) 671-8818. Verify our license on NMLS Consumer Access.